blogging, food

99 Food City @ Teluk Intan

Teluk Intan (Chinese: 安顺) is one of town in Perak, Malaysia. This town is located near to the river bank of the Perak river. Due to its strategic location, this peaceful town is famous for their freshness of the SEAFOOD!

I just had a chance to enjoy my dinner with my colleagues at one of the food courts named 99 Food City in Teluk Intan which recommended by my local friend. According to her, this is one of the famous dining places where the local people will usually bring the family to eat seafood here.

99 Food City @ Teluk Intan
99 Food City @ Teluk Intan

At first, I thought I will need to wait more than 30 minutes to have our dishes served because there was a long queue and they only have two chefs to prepare the food. Surprisingly, the four dishes we ordered were on our table within 30 minutes. The seafood (prawn and clam) are freshly harvested. Besides, all dishes are delicious and finger licking!

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Another shocking news was, the total price of all the dishes above including rice for four was just RM68.40 (about USD17)! That’s CHEAP!

In my opinion, there are three main reasons why the local people choose 99 Food City as their dining place:

  1. Seafood lover (the seafood is fresh and served with big portion)
  2. Affordable price (incredibly cheap!)
  3. Fast serving time

If you like to eat seafood and want to try the local taste, I recommend you come here and experience the local people lifestyle.

Here is the detail of 99 Food City @ Teluk Intan:

99 Food City 
Address: Lot 956, Batu 2 1/2, Jalan Maharajalela, 36000 Teluk Intan, Perak.
Tel: 016 – 529 8934
Business hours: 5:00pm – 10:00pm (Closed on Tue)

Note: the entrance to this hidden gem can be easily missed after the T-junction. 

baby stories, blogging

GDM and insulin

I have been diagnosed with GDM for my current pregnancy. This is the first time I am having a new life in my body and the BIG WORD “GDM” make me feel a bit worry about my baby and my health. The doctor didn’t explain in detail about what is GDM but just informed me that I will go to have diabetes during the pregnancy period. I have done my own reading regarding GDM. Here I make it simpler and easy to understand.

What is GDM?

GDM = Gestational diabestes mellitus.

According to Wikipedia, GDM is a condition in which a woman without diabetes develops high blood sugar levels during pregnancy. It affects how the body cells use sugar (glucose) and will also affect the baby’s health.

Possible complications for the baby

  1. Macrosomia = the baby is larger than normal.
  2. Hypoglycemia = the baby will have low blood sugar immediately after delivery.
  3. Early birth = the doctor may recommend early delivery because the baby is large.
  4. Respiratory distress syndrome = a condition that makes breathing difficult if the baby borns early.

Treatment for GDM

  1. Special diet = the doctor might require you to meet with a dietitian to help you make a diet plan you can stick with. (I have met with the registered dietitian. She gave a lot of recommendation and also provided a diet plan for me. However, I do not really follow the plan but still, I try to control my sugar or carbohydrate intake by taking a smaller portion of my meal.)
  2. Exercise = exercise is encouraged to help the body use insulin better and it helps control blood sugar levels. (My job requires me to walk a lot…I am a teacher. Can this considered as exercise?)
  3. Blood glucose monitoring = the blood glucose is tested regularly (My doctor asked me to check twice a month. I need to check my blood sugar level before breakfast, lunch, dinner and before sleep. I need to fast at least 2 to 3 hours each time.)

    My lunch
    One of my lunch at the hospital
  4. Insulin injections = if the blood sugar level remains high, the doctor will prescribe diabetes pill or insulin injection to keep the blood sugar level in check and protect the baby. (After a couple of months monitoring my blood sugar level, I was admitted to hospital for observation and the doctor decided to give me a small dose of insulin injection every morning before breakfast. She said I usually have a peak sugar level before lunch…Now I need to inject the insulin by myself every morning after the pharmacist in the hospital taught me how to do it. Sad….)
Insulin injection
My insulin injection equipment: insulin, syringes and alcohol pads

Do you have any experiences on GDM?

Do share it by leaving your comments below.

money

3 simple ways to manage your budget

I have a little money to spend each month after I pay off those regular expenses such as the mortgage,  internet plan, study loan, and etc. How do I manage to survive without overspending? Below are my current practices to make sure everything is within my budget.

1   Save first, spend later

budget spreadsheet
my household monthly budget in 2018

If you read my previous post regarding on how to budget, I am having a personal financial crisis now where I don’t have enough saving and also lack of emergency fund.

One of the ways I handle the stress of my financial status is to save the money which is based on my estimation at the beginning of the month. Whenever leftover money in the previous month, it will be included in the saving also. This will prevent myself from making the assumption that “I have extra money from the previous month and I can spend more now”. Thus, this becomes my habit to save whatever I have at the beginning of the month and it makes me feel secure.

2   Put the same amount of money in the wallet every day/week

Although you can’t save from those fix expenditure, you can spend less for buying the groceries and eating out! Therefore, I put some amount of money in my wallet weekly to avoid from buying unnecessary things in the week. In addition, at the end of the week, I will take out the remains and put it in a container and leave it there. At the end of the month, I still can save some money!

3   Eat healthier, save more

porridge
One of my dinner (ingredient: minced pork meat, cabbage, brown rice, white pepper powder and soy sauce)

Get your kitchenware and starting cooking! Spend some time to search for cheaper and healthier recipes, get the fresh ingredient and learn the way to maintain its freshness, and make your own healthy dishes. You will spend more if you choose to eat out, the petrol, the services tax, and parking fee. Most of the time, the outside food contains a lot of coloring, preservative, and MSG to make the food looks tasty and fresh. But this will slowly affect your health! Learn how to make some simple and delicious dishes is a good way to save the money, at the same time restore our body fitness.

From time to time, I realize that I can actually save a lot through this simple step. Though it might be tough to stick with these habits at first, eventually I get used to it and happy to see my saving is growing. I also prepare a coin saving container for my husband and I am very happy to say that, my husband is willing to save the coins and these are for the BABY! I believe in one day, we will out of stress from handling our finance and be ready for FINANCIAL FREEDOM in the next few years.

If you have the better idea on how to manage the spending, please do not hesitate to leave the suggestion below.

money

Another money making online survey site

(Updated May 2018)

If you read my post on Money I made doing online surveys, I earn some extra incomes from one of the legitimate survey site which is Global Test Market. I hope you also benefit from this survey site by signing up and start doing the surveys sent to your email.

Now, I would like to introduce another legitimate survey site suggested by my friends which is YouGov. Before I give it a try, I usually go through a lot of the review sites to make sure the site I planned to join is truly legit.

YouGov
YouGov Malaysia homepage

YouGov is a Singapore based company. This site conducts surveys or polls about politics, public affairs, products, brands and other topics of general interest. The site also mentions that the data will be used by news media, public affairs groups, institutions, companies and marketing agencies. Anyone for the world age 16 and above is free to join. You can sign up by selecting your own region (mine is Malaysia). In addition, if you are the AirAsia or BIG Shot member, you can get 250 BIG Points upon sign up and complete the welcome survey!

You will receive an email when they have the suitable survey for you. You can access the survey straight from your email. Most of the time, the surveys are short and only take about 10 minutes to complete. The longest survey I took is about 20 minutes because it is having more complex questions.

Once you complete the surveys, you will earn certain points and can later be redeemed for cash or other rewards including CASH by deposit to your PayPal account.

I joined YouGov on May 2, 2018 and have received my first survey on May 11,2018. from my previous experience in Global Test Market, it takes time to receive the survey regularly when you are new. But it soon will get better if you consistently taking part in the survey and complete it honestly.

YouGov
My account history since the time I joined the YouGov.

This is my current point. I still need more points to redeem any rewards. When you have spare time, why not just complete some simple surveys and earn some rewards instead of sitting there and do nothing?

YouGov
My current points in YouGov.

Last but not least, for every person that joins YouGov via your referral link and completes 6 surveys, you will also receive 200 points!

I only recommend the legitimate earning sites I trust to my friends and you. Soon I will update you on this post again once I redeem and receive the rewards from YouGov, just like what I did in my previous post.

What are you waiting for? Let’s join YouGov and earn points now!

blogging

10 promises in 100 days: Malaysia new government’s countdown timer starts now!

Updated May 19, 2018

At the polls on Wednesday (May 9, 2018), the opposition coalition (Pakatan Harapan, PH) had defeated the Barisan Nasional (BN)by having 113 out of 222 parliamentary seats! Again, CONGRATULATION to Tun Dr. Mahathis Mohamad who become our Malaysia Prime Minister!

As a Malaysia citizen, the one I concern (most of the Malaysian too) after the new government formed recently is their election manifesto on March 8, 2018, where they had promised 10 things they hoped to achieve within the first 100 days if they win in the 14th General Election (GE14). You can find and download the complete document on PH website.

PH's 10 promises in 100 days
PH’s 10 promises in 100 days infographic (Image credited to Pakatan Harapan)

Here are the lists of 10 promises. I will keep updating when they fulfill it with black and white. From here, it will show how effective and efficient the new government administration do their jobs, and also how we, as a Malaysia citizen gains benefit from the new policies.

1   Abolish the GST and take steps to reduce the cost of living.

The Goods and Services Tax (GST) is a tax that oppresses lower income groups. It is a regressive tax that has to be paid even by the poor. The abolishment of GST will reduce the cost of living, increase the purchasing power and allow the people to spend their hard-earned money on other priorities. The government will replace the GST after it has been abolished with a new Sales and Services Tax that is fairer and does not burden the population and businesses.
Update: the government has announced to reduce the GST rate from 6% to 0% on all goods and services supplied effective June 1, 2018.

2  Stabilise the price of petrol and introduce targeted petrol subsidies.

The government will stabilize the price of petrol so that the youth will have more savings. The government will provide targeted petrol subsidies at a suitable monthly rate to those who qualify. This will be targeted to those who use motorcycle below 125cc and car below 1300 cc. A quota will be devised to prevent abuse.

3   Abolish unnecessary debts that have been imposed on FELDA settlers.

Settle these debts as soon as possible becomes one of the goals of the government through appropriate measures, including 50 percent of disposal of existing debt and introduce a non-usury loan scheme.

4   Introduce EPF contribution for housewives

A nominal 2% contributions from their husbands’ EPF will be diverted for this purpose. This will not be burdensome to their husbands. In addition, RM50 monthly will be contributed by the government to the housewives’ EPF scheme. They can make withdrawals in stages to ensure long-term savings. In short, the welfare of mothers will be maintained by the immediate family members (their husbands) until the end of their life.

5   Equalise the minimum wage nationally and start the processes to increase the minimum wage.

The minimum wage will be raised to RM1,500 per month nationwide in the first term of the government, and we will review this rate every 2 years. To reduce the burden on employers, the government will share 50 percent of the due to the rise in minimum wage.

6   Postpone the repayment of PTPTN to all graduates whose salaries are below RM4,000 per month and abolish the blacklisting policy.

The burden of PTPTN loans that graduates have to shoulder today will be reduced by extending the date they have to start repayment. These young people will only be asked to start repayment when their monthly salaries reach RM4,000 per month. Students who performed well in their studies and students from low-income households will be given commensurate discounts or the loan will be forgiven completely.

7   Set up Royal Commissions of Inquiry on 1MDB, FELDA, MARA and Tabung Haji, and to reform the governance of these bodies.

The government will establish Commissions of Inquiry to investigate, separately, the misdeeds in 1MDB, FELDA, MARA and Tabung Haji. The Commissions will also be tasked to recommend appropriate follow-up actions, as well as detailed mechanisms to resolve these mega scandals.

8   Set up a Special Cabinet Committee to properly enforce the Malaysia Agreement 1963.

The government will adhere to the true spirit of the 1963 Malaysian Agreement based on mutually agreed special clauses. The government is committed to restoring Sabah and Sarawak position to their rightful place, in line with the 1963 Malaysia Agreement. This will protect the unity of the Federation.

9   Introduce Skim Peduli Sihat with RM500 worth of funding for the B40 group (whose salary bracket is RM3,855 and below) for basic treatments in registered private clinics.

The government will introduce Skim Peduli Sihat, similar to what was implemented in Selangor, to the rest of the country. The scheme provides RM500 per year for B40 families to visit private clinics for basic treatment (primary care). This will ensure they do not depend only on government hospitals or public health centers that may be far from their homes. It also reduces the workload of government health officers.

10   Initiate a comprehensive review of all megaprojects that have been awarded to foreign countries.

The government will conduct a comprehensive audit forensics so that we can have full information of the real financial situation of the country. This information will be made public.

(The source from Buku Harapan)